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Not Permitted Investments

Connected Investment

It is not permissible for your retirement scheme to enter into investment transactions with you or persons connected with you.

Loans and Borrowing

The Trustee of the Scheme may borrow funds on a short term basis in relation to the management of its assets.  Long term borrowing to leverage a portfolio is not permitted.


Derivatives are not permitted.

This includes no more than 10% of the portfolio in “Structured Products

Investment Objective

In general the investments entered into should be in line with the concept of providing a stream of income for life.  To meet this, they should be easily realisable, tradable and readily valued.